Claims Payments in Minutes. Not Mailboxes.
Replace paper checks with instant digital claim payouts — and turn the most critical moment in the policyholder journey into a competitive advantage.
The claims payout is the moment of truth. It's when policyholders find out if their insurer actually delivers. A check that takes 7–14 days to arrive turns a stressful event into a frustrating one. An instant digital payment turns it into a moment of trust.
NoCheck enables insurers to deliver claim funds in minutes — securely, compliantly, and through the payment method the policyholder prefers. We've been doing this for the largest names in insurance, and we've been recognized for it.
Aflac named NoCheck their 2015 Partner of the Year for Innovation and Technology after we built their branded claims payment portal — delivering 99.99% uptime and a seamless single sign-on experience for policyholders.
Key Benefits
Accelerate Claims to Minutes
Move from 'check's in the mail' to 'funds in your account.' Instant and same-day options across every major payment rail — ACH, RTP® Network, FedNow, push-to-debit, prepaid cards, digital wallet, and more.
Improve Policyholder Experience
Digital-first payout with branded notifications and a clean selection interface. Policyholders choose their method — including prepaid cards for recipients without bank accounts — and receive funds on their terms.
Eliminate Check Fraud
Paper checks are the #1 vector for claims payment fraud. Digital rails with end-to-end encryption, proprietary fraud detection, and Early Warning System verification remove the risk entirely.
Cut Operational Costs
No printing. No postage. No manual handling. No reconciliation headaches. Every check you eliminate saves $4–$12 in direct processing costs — and hours of staff time.
Handle Complex Disbursements
Married policyholders. Multiple claimants on a single policy. Repair shops. Construction payees. Our proprietary dual payment software handles the scenarios that break generic payout tools.
Stay HIPAA & PCI-DSS Compliant
NoCheck takes responsibility for securely housing sensitive personal and health data — providing compliance and regulatory relief to your team.
Use Cases
How It Works
Integrate NoCheck into your claims management system via API or secure file upload. When a claim is approved, recipients receive a branded notification and choose their preferred payment method. Your team monitors every transaction through real-time dashboards with complete audit trails.
In Practice
Client
Aflac
The Challenge
Aflac needed a secure, single sign-on enrollment portal for claims payments that was fast enough to keep up with their customer expectations — and invisible enough that policyholders never knew they'd left Aflac's ecosystem.
The Results
System Uptime
- Branded Transaction Portal seamlessly integrated into Aflac's claims workflow
- State-of-the-art firewalls with intrusion detection
- Monthly system upgrades — continuously improving
- Named Aflac's 2015 Partner of the Year for Innovation and Technology
Security & Compliance
Protected health information handled with all required safeguards. NoCheck takes full compliance responsibility for sensitive health data.
Payment Card Industry Data Security Standard validated annually by independent auditors.
Independently audited controls for security, availability, and confidentiality — reviewed every year.
End-to-end encryption from your system to our data vault. All stored data encrypted at rest.
Early Warning System integration, duplicate detection, IP filtering, and SSN reuse monitoring.
Primary data center in Michigan, USA. Secondary processing in Luxembourg, EU. 99.99% uptime SLA.
Turn Claims Payments Into a Competitive Advantage.
Aflac did it. Your policyholders are waiting. Start a conversation about what NoCheck can do for your claims operations.